The 2026 rates
For 2026, the full personal rate of the State Pension (Contributory) is €299.30 a week for people under 80 — around €15,564 a year. From age 80 an extra €10 is added automatically, bringing it to €309.30 a week (about €16,084 a year).
| Your age | Weekly | Yearly (approx.) |
|---|---|---|
| Under 80 | €299.30 | ≈ €15,564 |
| 80 or over | €309.30 | ≈ €16,084 |
Those are the maximum rates. If your PRSI record does not reach the full 40 years (2,080 contributions), you receive a proportion of the maximum instead — which is exactly what our calculator works out for you.
Allowances paid on top
Certain extras are added to your personal rate if they apply to you:
- Living Alone Allowance — €24 a week
- If you live entirely on your own.
- Over-80 Allowance — €10 a week
- Applied automatically from age 80 (this is the €10 already shown above).
- Increase for a Qualified Adult
- If you have a dependent spouse or partner. The amount tapers as their weekly income rises, up to a cut-off.
What decides your actual amount
Your weekly rate is built from your PRSI record under the Total Contributions Approach — paid contributions plus credited and HomeCaring periods, divided by the 2,080-contribution target. During the transition to 2034, a blend with the older Yearly Average method is also calculated, and you receive whichever gives the higher rate. If your record falls short, so does your pension — see who qualifies and how voluntary contributions can help fill gaps.